Prophecy Research Inc - Terms of Use:

Your acceptance of this Agreement

These Terms of Use constitute the agreement ("Agreement") between you and Prophecy Research Inc ("PR") and govern your use of the Prophecy website at www.prophecy-research.ca ("Website") and its content ("Content"). Your use of this website signifies your acceptance of this Agreement and the acceptance of any person/firm you purport to represent. If you do not agree to be bound by this Agreement, do not access this Website or the Content.

1. About Us:

Prophecy Research Inc is an independent equities research firm that provides quality, unbiased & timely updates around buying, selling, or holding of stocks. Our goal is to provide you with the best market intelligence at the right time, at the right price. YOU – our clients are always our priority; therefore, we endeavor to build a long-lasting relationship with you based on trust & reliability. We truly care if you succeed, hence our research is unbiased, meticulous & to the point. For more information, please visit www.prophecy-research.ca

2. Website:

The content/information on this website is provided for informational and educational purposes and does not constitute specific advice regarding your personal investment situation or provide specific individual advice about investment, financial, accounting, or tax-related matters.

Your access to this website is allowed on a temporary basis and we reserve the right to withdraw or amend the services without prior notice. We are not to be held liable if this website is unavailable for any time or any period. We may restrict access to some parts or all of this website from time to time.

The information provided is subject to change without notice and "PR" cannot be held liable for any loss arising from any use of or reliance on the information contained on this Website.

3. Amendment to Terms of Use:

"PR" reserves the right to amend these Terms of use periodically and at its sole discretion. Any amendments made will be effective immediately when it is notified on the website. Your continued use of the website following such notification will be considered an agreement by you to be bound by the amended Terms of use.

4. Acceptance of Terms of Use:

You accept our terms of use by remaining on the website. You may accept the terms by clicking to accept the terms where this option is made available by "PR" in the user interface.

5. Privacy Policy:

We collect personal information about you in order to provide our services and for purposes otherwise set out in our Privacy Policy which can be found at www.prophecy-research.ca/privacy-policy.php That document should be read in conjunction with this document.

6. Account Creation:

To enroll with us & create an account, you must be:

"PR" reserves the right to cancel your account for any reason, or refuse your account creation request.

7. Subscription to use the services:

7.1 To access the services, you must first purchase a subscription through the Website/Phone/Email (“the Subscription”) and pay the fees associated with the selected subscription (“the Subscription fee”)

7.2 By purchasing the subscription, you acknowledge & agree that is it your sole responsibility to ensure that the subscription you select is suitable for your use.

7.3 As part of the enrollment process or to ensure your continued use of services, you may be required to provide personal information about yourself (such as identification or contact details), including the following:

7.4 You acknowledge & warrant that any information you provide to “PR” during the course of completing the registration process will be correct & accurate.

7.5 Post completion of the registration process, you will become a registered member of the website (“the Member”) and agree to be bound by the Terms & Conditions. As a member, you will be provided with immediate access to the services from the time you sign up till the end of your subscription period (“the Subscription period”)

7.6 You may not use the services and may not accept the terms if:

9. Payment

9.1. You may make payment of the Subscription fee through the following ways:

9.2 All electronic payments/wire transfers made during the course of your services are made using TD Bank or PayPal. While making any payment in relation to the use of your services, you warrant that you have read, understood, and agree to be bound by the TD Bank/PayPal terms and conditions which are available on their website.

9.3 You acknowledge and agree when a request for payment of the subscription fee is returned or denied, for whatever reason by your financial institution or by you, then you are liable for any costs, banking fees, or charges associated with the subscription fee.

10. Refund Policy

All subscriptions must be paid in full upfront prior to the start of the subscription period.

We will cancel your subscription if you give us a written notice that you wish to cancel the service within 14 days of taking out your subscription.

Post 14 days of signing up for our services, you will NOT be eligible to receive any refund.

New subscribers to our services are eligible to receive a refund within 14 days of the enrollment date, this does NOT apply to past or existing members.

Cancellations must be notified in writing & posted to:

Prophecy Research Inc

6D - 7398 Yonge St PMB784 Thornhill, ON L4J8J2

11. Your Responsibilities

11.1 As a member, you agree to comply with the following:

13. Warning – Market Information, Updates & Research

14. Liability

To the maximum extent permitted by law, including the Canadian Consumer Law, under no circumstances shall we be held liable for any direct or indirect loss, damage, or expense which may be suffered due to your use of the information published on our website or as a result of inaccessibility of the website or the fact that certain information or details on it is incorrect, incomplete or not up to date.

15. Disclaimers & Warranties:

To the maximum extent permitted by law, including the Canadian Consumer Law, we make no warranties or representations about the website or content including but not limited to warranties or representations that they will be complete, accurate, or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that these segments will be secure

Prophecy Research Inc reserves the right to restrict, suspend or terminate without any prior notice your access to these segments, or content or any feature of the website at any time without notice and we will not be responsible for any loss, cost, damage, or liability that may arise as a result of the same.

16. Cookies

The website of Prophecy Research Inc – www.prophecy-research.ca utilizes cookies. Please ensure you do not have cookies enabled in your web browser; some functions of the site may not work as intended.

17. Indemnity

You agree to indemnify Prophecy Research Inc, its employees, directors, agents, account managers, or affiliates from any third-party claims, damages, liability, or costs including legal fees arising from your use of the website or your breach of the Terms & Conditions.

18. Governing Laws & Jurisdiction

Your use of the website & these terms is governed by the law of Ontario, Canada and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in Ontario, Canada.

Should you have any queries relating to the above Terms & Conditions, please contact us via email – [email protected]